Details for Trustee Sale of 15 Locks Court


TRUSTEE'S SALE 15 Locks Court Palmyra, VA 22963 In execution of the Deed of Trust dated December 18, 2014 and recorded on December 19, 2014 in Book 0930 at Page 0470 in Instrument # 1403527 and modified by loan modification recorded on June 14, 2018, of Fluvanna County land records, Trustee Services of Virginia, LLC, the appointed Substitute Trustee, will offer for sale at public auction at the front of the courthouse located at 72 Main Street, Palmyra, VA 22963 on October 4, 2019 at 3:00 PM the property more particularly described in the aforementioned Deed of Trust, located at the property address listed below and briefly identified as follows: ALL THAT certain lot or parcel of land, situated in Fluvanna County, Virginia, known as Lot 185, Phase Four - Fairway, Lake Monticello, as shown on a plat thereof of record in the Clerk's Office of the Circuit Court of Fluvanna County, Virginia, in Deed Book 96, page 463. BEING the same property conveyed to James D. Skinner and Lisa L Skinner, husband and wife, by deed from Stephen Keller and Mary Beth Keller, husband and wife, dated December 2, 2014 and recorded on December 19, 2014 in Book 930 Page 467 in the Clerk's Office of the Circuit Court of Fluvanna County, Virginia. Tax No.: 18A 4 185 Property address: 15 Locks Court, Palmyra, VA 22963 The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, covenants, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust, if any, as might be listed in this notice or may be announced at the sale. TERMS OF SALE: A non-refundable bidder's deposit of $29,000.00 or 10% of the sale price, whichever is less, by cashier's or certified check required at time of sale, except for the party secured by the Deed of Trust. Risk of loss is on the purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney's fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. Pursuant to the Federal Fair Debt Collections Practices Act, this law firm is a debt collector attempting to collect a debt and any information obtained will be used for that purpose. (19-10547) FOR INFORMATION CONTACT: BROCK & SCOTT, PLLC (Attorney for TRUSTEE SERVICES OF VIRGINIA, LLC) 484 Viking Drive, Suite 203 Virginia Beach, VA 23452 (757)213-2959

15 Locks Court, Palmyra, VA 22963


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